New York and New Jersey

New York and New Jersey

6 Hours Online

For your convenient this course is available in both languages English & Spanish.









Affordable Convenient Online Class & Course

This online defensive driving course is approved by the New York or New Jersey State Department of Motor Vehicles. When you successfully complete the course, you will receive a mandatory 10% reduction in the base rate of liability, no-fault and collision premiums of your automobile insurance for three years. You will also be eligible for traffic ticket point reduction! Simply complete this defensive driving course to reduce up to four points off your license. Completing this course will also reduce your active driver violation point total by up to four points. This means the New York or New Jersey DMV will not count up to four points on your driving record toward license revocation or suspension. Point reduction applies to points assessed for violations occurring in the last 18 months.


Completion of a New York or New Jersey DMV-approved Point and Insurance Reduction Program (also known as PIRP and defensive driving) provides a 10% reduction, for 3 years, of the motorist's liability, no-fault and collision insurance premiums. Your car insurance discount is awarded on your current policy. You do not have to change your insurer or insurance agent. If you have a traffic ticket, the benefits are even greater: New York and New Jersey Defensive Driving courses can mean a 4-point reduction on your driving record. New Jersey & New York



The Point and Insurance Reduction Program (PIRP)

PIRP is also known as the Defensive Driving Course or Motor Vehicle Accident Prevention Course. It is a comprehensive driver safety course which provides knowledge and techniques for safe and lawful driving.


What are the benefits of taking a Defensive Driving/Accident Prevention course?

  1. Refresh your driving knowledge.
  2. Help to prevent you from losing your license in the event you accrued 11 or more points on your driving record.
  3. 4 points are 'subtracted' for the purposes of calculating a suspension if you have 11 or more points.
  4. The tickets/points do not physically come off your driving record.
  5. Learn about the New York State point system.
  6. Reduce the base rate of your auto and motorcycle insurance premiums 10% each year for three years.